Himalayan Money Back Cum Whole Life Plan
Money-back
About this plan
This whole-life plan provides life coverage for the lifetime of the life assured. It pays periodic money-back benefits during the premium paying term, pays vested bonus at maturity, and the nominee receives the sum assured on death. Additional features include accidental death benefit, PTD/PWB benefits, among other facilities.
What's included
Key highlights
- Min Sum Assured NPR 50,000
- Terms: 10 / 15 / 20 / 25 years
- Accidental death benefit up to NPR 10,000,000
- Loan facility (after 3 years)
Features
- Whole-life coverage
- Periodic money-back payments during term
- Vested bonus at maturity
- Accidental Death Benefit (ADB) up to NPR 10,000,000
- PTD/PWB: premium waiver and Monthly Income Benefit up to 120 months
- Loan facility after 3 years of full premium payment
- Surrender and paid-up values available
- Term options: 10, 15, 20, 25 years
- Minimum Sum Assured: NPR 50,000
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10, 15, 20, 25 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Himalayan Life Insurance
Premium
Quote on request