Himalayan Life Insurance
Life Insurance

Himalayan Money Back Cum Whole Life Plan

by Himalayan Life Insurance

मनी-ब्याक

प्रवेश उमेर

18–60 वर्ष

न्यूनतम बीमाङ्क

रु.50,000

आकस्मिक मृत्यु लाभ

रु.1,00,00,000

Coverage

रु. 50,000 रु.

Based on Source of Income

Description

This whole-life plan provides life coverage for the lifetime of the life assured. It pays periodic money-back benefits during the premium paying term, pays vested bonus at maturity, and the nominee receives the sum assured on death. Additional features include accidental death benefit, PTD/PWB benefits, among other facilities.

Features
  • Whole-life coverage
  • Periodic money-back payments during term
  • Vested bonus at maturity
  • Accidental Death Benefit (ADB) up to NPR 10,000,000
  • PTD/PWB: premium waiver and Monthly Income Benefit up to 120 months
  • Loan facility after 3 years of full premium payment
  • Surrender and paid-up values available
  • Term options: 10, 15, 20, 25 years
  • Minimum Sum Assured: NPR 50,000
Highlights
  • Min Sum Assured NPR 50,000
  • Terms: 10 / 15 / 20 / 25 years
  • Accidental death benefit up to NPR 10,000,000
  • Loan facility (after 3 years)
Life Insurance Details
Money Back Policy

Available Riders

Accidental Death Benefit (ADB)-Sum Assured+ Additional Sum Assured up to Max. 1 crore or Actual sum assured whichever is lower.+ Accrued bonus up to Term Period during Death.
Permanent Total Disability (PTD) / PWB
Eligibility
Age18 - 60 years
Policy Term10, 15, 20, 25 years