Limited Pay
प्रवेश उमेर
18-65
न्यूनतम बीमाङ्क
रु.50,000
पॉलिसी अवधि
5-30 बर्ष
Coverage
रु. 50,000 रु.
NPR
Description
A participating life product where policyholders pay premium for a limited period while coverage continues for whole life. Offers flexible premium-paying terms, maturity/survival benefits, death benefits and accidental benefits, with surrender value, policy loan and tax benefits.
Features
- Limited premium payment with whole-life coverage (participating)
- Flexible premium paying terms (options like 1,5,10,15,20,25 years)
- Minimum sum assured NPR 50,000
- Rider benefits: ADB, MIB, PWB
- Survival benefit: Sum assured plus vested bonus at maturity
- Death benefit: During policy term - sum assured plus vested bonus; after maturity - sum assured only
- Surrender value and policyholder loan available
- Accidental death benefit up to sum assured or NPR 10,000,000 (whichever is lower)
- Rebates on large sum assured and on payment mode
Highlights
- Min Sum Assured NPR 50,000
- Entry age 18–65 years
- Policy term 5–30 years
- Riders: ADB, MIB, PWB
- Accidental death additional cover
Life Insurance Details
Available Riders
ADB
MIB
PWB
Eligibility
Age18 - 65 years
Policy Term5 to 30 years