HimalayanLife Saral Jeewan Beema
Regular premium endowment life insurance plan that helps save regularly and provides sum assured plus bonus on maturity or on death before maturity.
What's included
Key highlights
- Minimum Sum Assured NPR 25,000
- Policy term 10–49 years
- Rider options: ADB, TPD/PW, CI, PA
- Sum Assured plus bonus on maturity and death
Features
- Insurance term flexible as per customer requirement
- Sum assured selectable by customer (Minimum NPR 25,000)
- Maturity benefit: Sum Assured plus Bonus
- Death benefit before maturity: Sum Assured plus Bonus
- Supplementary riders: ADB, TPD/PW, Critical Illness (optional), Personal Accident (optional)
Terms and conditions
- Maturity Benefit:
- Sum Assured plus Bonus
- Death before maturity:
- Sum Assured plus Bonus
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
Accidental Death Benefit
Accidental death benefit
Permanent Total Disability Benefit
Total permanent disability benefit
Premium Waiver Benefit
Premium waiver benefit
Critical Illness Benefit
Optional critical illness rider
Personal Accident Benefit
Personal accident and disability benefit with medical expenses
Questions about this plan
What kind of plan is HimalayanLife Saral Jeewan Beema?
HimalayanLife Saral Jeewan Beema from Himalayan Life Insurance is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy HimalayanLife Saral Jeewan Beema?
The entry age for HimalayanLife Saral Jeewan Beema is 18 – 55 years.
How long does HimalayanLife Saral Jeewan Beema run?
The policy term for HimalayanLife Saral Jeewan Beema is 10 - 49 years.
How much cover can I take on HimalayanLife Saral Jeewan Beema?
The sum assured available on HimalayanLife Saral Jeewan Beema is From Rs 25,000.
Which riders can be added to HimalayanLife Saral Jeewan Beema?
HimalayanLife Saral Jeewan Beema can be taken with the following optional riders: Accidental death (ADB), PTD / PWB, Critical illness (CI). Each rider carries its own premium.
Premium
Quote on request