Money Back
Annual Payout
2.5% of Sum assured
Minimum Sum assured
NPR 200,000
Entry Age
18–54 yrs
Coverage
रु. 2 लाख (NPR 2 Lakh)
Based on Source of Income
Description
Women-focused long-term life insurance offering annual money-back of 2.5% of Sum Assured, maturity benefit of 60% SA plus bonus, and death benefit of SA plus bonus. Policy term, premium frequency and sum assured are flexible.
Features
- Premium paying term equals policy term
- Minimum Sum Assured: NPR 200,000
- Entry age: 18–54 years
- Policy term: 16–25 years
- Annual money-back: 2.5% of Sum Assured after the first policy anniversary
- Maturity benefit: 60% of Sum Assured + bonus
- Death benefit: Sum Assured + bonus
- Supplementary riders: ADB, TPD/PW, Critical Illness (optional), Personal Accident (optional)
- ADB/TPD/PW limit: equal to basic SA or maximum NPR 10,000,000 (whichever is lower)
Highlights
- Annual 2.5% money-back
- Maturity: 60% Sum assured + bonus
- Minimum Sum assured: NPR 200,000
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)/Total Permanent Disability & Premium Waiver (TPD/PW)-Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower
Critical Illness (CI) - optional-The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA) - optional-The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Eligibility
Age18 - 54 years
Policy Term16–25 years