सर्वोत्तम मूल्य
न्यूनतम बीमित रकम
रु. 1,50,000
प्रवेश उमेर
18–60 वर्ष
पॉलिसी अवधि
5–25 वर्ष
Coverage
रु. 1.5 लाख (NPR 1.5 Lakh)
NPR
Description
A limited endowment assurance plan providing both savings and life cover. Available for terms of 5, 10, 15, 20 and 25 years. Survival benefit is Sum Assured plus vested bonus; death benefits also include vested bonus. Various premium modes, SA rebates and loan/surrender/paid-up facilities are available.
Features
- Minimum Sum Assured NPR 150,000
- Entry age 18 to 60 years
- Policy terms: 5, 10, 15, 20 and 25 years
- Survival benefit: Sum Assured + vested bonus
- Death benefit: Sum Assured + vested bonus within term
- Accidental death benefit: additional sum assured up to NPR 10,000,000 (or actual SA if lower)
- PTD/PWB: waiver of premium and monthly income benefit up to 120 months
- Loan facility: single premium policies after 3 years, regular premium after 2 years
- Surrender and paid-up values as per policy conditions
- Premium mode loadings: Half-yearly 0.507 x annual, Quarterly 0.255 x annual
Highlights
- Minimum SA NPR 150,000
- Entry age 18–60 years
- Policy terms 5–25 years
- Includes accidental death cover and PTD benefits
Life Insurance Details
Eligibility
Age18 - 60 years
Policy Term5, 10, 15, 20 and 25 years