Flexible Premium Term
न्यूनतम बीमित
रु.100,000
राइडर
ADB, CI, PA
प्रवेश आयु
18-55 वर्ष
Coverage
रु. 1 लाख (NPR 1 Lakh)
NPR
Description
HimalayanLife Jeewan Surakshya is a flexible life insurance plan allowing customers to choose policy term, premium payment frequency and sum insured. On maturity the full sum assured plus bonus is payable. In case of death before maturity the basic sum assured plus vested bonus is payable.
Features
- Flexible policy term as per customer requirement
- Sum insured selectable as per customer need (minimum NPR 100,000)
- Maturity benefit: full sum assured plus bonus
- Death before maturity: basic sum assured plus vested bonus
- Supplementary riders available: Accidental Death Benefit (ADB), Critical Illness (CI), Personal Accident (PA)
- Premium paying term equals policy term
Highlights
- Minimum sum assured NPR 100,000
- Policy term 15–54 years
- Riders: ADB, CI, PA
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)-(Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower)
Critical Illness (CI)- This is optional rider coverage which shall be allowed to take our existing policyholders in the condition of medical fitness with effect from the policy anniversary date in all the product portfolio. However, the Company has sole discretion to accept or reject the application. The medical cost shall be borne by an applicant whatsoever. The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA)- This is optional rider coverage which offers immense benefits during the policy period. This rider shall be allowed to take new policy holder as well as existing policy holders with effect from the policy anniversary date by paying additional rider premium. The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Eligibility
Age18 - 55 years
Policy Term15-54 years