Himalayan Limited Payment (Endowment Cum Whole Life) Plan

A traditional endowment (combination of term insurance and savings). The sum assured is paid on survival to a specified term or on death if earlier. Loan facility available after 3 full years of premiums. Maturity: Sum Assured + accrued bonus.

• Combination of term insurance and savings (endowment)
• Minimum sum assured NPR 50,000; higher based on income
• Accidental benefits (ADB/PWB/PTD) up to NPR 10,000,000
• Loan facility after 3 full years' premiums
• Surrender and paid-up values as per policy

• Minimum SA NPR 50,000
• Accidental benefits up to NPR 10,000,000
• Policy loan after 3 years of full premiums
• Term 5–59 years, entry age 18–65