Himalayan Limited Payment (Endowment Cum Whole Life) Plan
Whole lifePopular
Sum assured
Rs 50,000
Premium / yr
Rs 5,000
Term
5–59 yrs
Entry age
18–65
About this plan
A traditional endowment (combination of term insurance and savings). The sum assured is paid on survival to a specified term or on death if earlier. Loan facility available after 3 full years of premiums. Maturity: Sum Assured + accrued bonus.
What's included
Key highlights
- Minimum SA NPR 50,000
- Accidental benefits up to NPR 10,000,000
- Policy loan after 3 years of full premiums
- Term 5–59 years, entry age 18–65
Features
- Combination of term insurance and savings (endowment)
- Minimum sum assured NPR 50,000; higher based on income
- Accidental benefits (ADB/PWB/PTD) up to NPR 10,000,000
- Loan facility after 3 full years' premiums
- Surrender and paid-up values as per policy
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- Min 5 years to Max 59 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Himalayan Life Insurance
Premium / yr
Rs 5,000