Money back (Fixed term)
Entry Age
18–50 वर्ष
Minimum Sum assured
रु. 50,000
Riders
ADB, TPD/PW, CI, PA
Coverage
रु. 50,000 रु.
Based on Source of Income
Description
Dhan Sagar is a money-back life insurance plan offering 15- and 20-year terms with periodic cash payouts, death benefit (basic sum assured plus vested bonus), and optional riders.
Features
- 15- and 20-year term options
- Minimum sum assured NPR 50,000; no maximum limit
- Death benefit: full basic sum assured plus vested bonus
- Optional riders: Accidental Death, Total Permanent Disability/Premium Waiver, Critical Illness, Personal Accident
Highlights
- Money-back payouts
- Flexible premium payments
- Optional riders available
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)/Total Permanent Disability and Premium Waiver (TPD/PW)-(Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower)
Critical Illness (CI)-The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA)-The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Eligibility
Age18 - 50 years
Policy Term15 and 20 years