Himalayan Barshik Nagad (Annual Cash Back Life) Insurance Plan

This is an anticipated endowment policy that returns 4% of the sum assured annually after the first year until maturity. Accrued bonus plus the remaining sum assured is paid at maturity. In case of death during the policy term, sum assured plus bonus is paid to the nominee.

• 4% of sum assured returned annually
• Accrued bonus plus remaining sum assured payable at maturity
• Sum assured plus bonus payable to nominee on death during term
• Additional benefits: Premium Waiver, Accidental Death Benefit, Permanent Total Disability Benefit
• Policy term: 10–20 years
• Minimum sum assured: NPR 500,000

• 4% annual cash back
• Minimum sum assured NPR 500,000
• Entry age 18–55 years
• Policy term 10–20 years
• Maximum maturity age 65 years