Himalayan Anmol Ratna Bal (Sawadhik) Jeevan Beema
Child
Sum assured
Rs 50,000
Premium / yr
Rs 3,000
Term
10–27 yrs
Entry age
18–55
About this plan
Child endowment (sawadhik) life insurance plan — pays sum assured plus vested bonuses on maturity; provides death benefits for insured child and proposer, premium waiver and other facilities.
What's included
Key highlights
- Child-focused endowment plan
- Premium waiver on proposer’s death
- Minimum sum assured NPR 50,000
Features
- Sum assured from NPR 50,000 to NPR 5,000,000
- Risk commencement after 2 years or after child completes age 6 (whichever later)
- Premium Waiver Benefit on proposer’s death
- Clear death benefit provisions for child and proposer
- Surrender value, paid-up value and loan facility available
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- Minimum 10 years, Maximum 27 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Himalayan Life Insurance
Premium / yr
Rs 3,000