बाल बचत
प्रवेश उमेर
नवजात (बालक) / प्रस्तावक 18-55 वर्ष
न्यूनतम बीमा राशि
रु.50,000
बीमा अवधि
10–27 वर्ष
Coverage
रु. 50,000 रु.
5000000
Description
Child endowment (sawadhik) life insurance plan — pays sum assured plus vested bonuses on maturity; provides death benefits for insured child and proposer, premium waiver and other facilities.
Features
- Sum assured from NPR 50,000 to NPR 5,000,000
- Risk commencement after 2 years or after child completes age 6 (whichever later)
- Premium Waiver Benefit on proposer’s death
- Clear death benefit provisions for child and proposer
- Surrender value, paid-up value and loan facility available
Highlights
- Child-focused endowment plan
- Premium waiver on proposer’s death
- Minimum sum assured NPR 50,000
Life Insurance Details
Available Riders
TPD-On death or total permanent disability due to accident of proposer, 50% of rider sum assured shall be paid.
Funeral Expenses: On death of the proposer, 25% of the rider sum assured shall be paid.
Eligibility
Age18 - 55 years
Policy TermMinimum 10 years, Maximum 27 years