Himalayan Jeevan Adhar Insurance Plan - With Profits
Money-backPopular
Sum assured
Rs 5 L
Premium / yr
Rs 10,000
Term
10–20 yrs
Entry age
18–50
About this plan
A with-profits life insurance plan providing annual survival payments, maturity benefit (sum assured less prior survival payments plus accrued bonus), and death benefit including accrued bonus. Offers large-sum assured rebate, accidental death and TPD benefits, surrender value, policy loan and tax benefits as per law.
What's included
Key highlights
- Min Sum assured NPR 500,000
- Policy term 10–20 years
- 5% annual survival benefit
- Accidental death benefit up to NPR 10,000,000
Features
- Minimum Sum Assured NPR 500,000
- 5% annual survival (money-back) payment during policy term
- Maturity: Sum Assured less previous survival payments plus accrued bonus
- Death benefit: Sum Assured plus accrued bonus
- Riders available: ADB, MIB, PWB
- Large sum-assured rebate available
- Surrender value and policyholder loan
- Tax benefits as per law
Eligibility & term
- Entry age
- 18 – 50 years
- Policy term
- 10 to 20 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Himalayan Life Insurance
Premium / yr
Rs 10,000