Life Insurance
Popular
Himalayan Jeevan Adhar Insurance Plan - With Profits
Money back policy
Bonus
With-profits (accrued bonus)
Survival Benefit
5% of Sum Assured / year
Entry Age
18–50 yrs
Coverage
रु. 5 लाख (NPR 5 Lakh)
Based on Source of Income
Description
A with-profits life insurance plan providing annual survival payments, maturity benefit (sum assured less prior survival payments plus accrued bonus), and death benefit including accrued bonus. Offers large-sum assured rebate, accidental death and TPD benefits, surrender value, policy loan and tax benefits as per law.
Features
- Minimum Sum Assured NPR 500,000
- 5% annual survival (money-back) payment during policy term
- Maturity: Sum Assured less previous survival payments plus accrued bonus
- Death benefit: Sum Assured plus accrued bonus
- Riders available: ADB, MIB, PWB
- Large sum-assured rebate available
- Surrender value and policyholder loan
- Tax benefits as per law
Highlights
- Min Sum assured NPR 500,000
- Policy term 10–20 years
- 5% annual survival benefit
- Accidental death benefit up to NPR 10,000,000
Life Insurance Details
Money Back Policy
Available Riders
ADB-Additional amount equal to Sum Assured or Rs. 100,00,000/- whichever is lower.
TPD-Full Sum Assured is payable in 120 monthly installment, Balancing installment shall be payable in lump sum on maturity or at death
Eligibility
Age18 - 50 years
Policy Term10 to 20 years