Coverage
रु. 50 लाख (NPR 50 Lakh)
NPR
Description
Complete home protection against fire, earthquake, flood, theft, and other natural and man-made hazards.
Features
- Fire & allied perils
- Earthquake cover
- Flood cover
- Theft protection
- Contents cover
Highlights
- Earthquake cover
- Theft protection
- Full home cover
Riders
Earthquake
Extended earthquake damage cover
Flood/Landslide
Flood and landslide protection
Contents
Household contents insurance
Pros & Cons
Pros
- Comprehensive home protection including earthquake
- Contents cover available for furniture/electronics
- Rs 50 lakh coverage for entire home
- Natural disaster protection (critical in Nepal)
- Theft coverage included
Cons
- −Higher premium than basic plans
- −Building valuation required
- −Deductible applies on earthquake claims
- −Contents cover is separate add-on
Claim Process
- 1Report damage immediately
- 2Do not alter damage scene
- 3File FIR for theft claims
- 4Surveyor inspection within 48 hours
- 5Submit repair estimates
Eligibility
Policy Term1 year (renewable)