Crop Insurance
Agriculture Insurance
About this plan
Insurance plan to protect crops from natural disasters and disease.
What's included
Key highlights
- Crop protection
- Disaster cover
- Easy
Features
- Crop damage cover
- Natural disaster
- Disease cover
- Easy claims
Eligibility & term
- Policy term
- Per season
Pros & cons
Pros
- Covers both natural disasters and disease
- Simple claim process
- Reasonable premium for the coverage
Cons
- Limited coverage (Rs 1.8 lakh)
- Seasonal only
- Fewer branches in rural areas
- No livestock add-on
What affects your premium
- Crop type
- Land area
- Season
- Location risk
How to claim
- 1Report damage to branch
- 2Assessment by surveyor
- 3Documentation submission
- 4Settlement
Best for
Small-scale crop farmersBudget crop insuranceDisaster protection
What's not covered
- Neglect/mismanagement
- Pre-existing crop disease
- Intentional damage
Other plans from Himalayan Everest Insurance
Premium / yr
Rs 2,800