Coverage
रु. 10 लाख (NPR 10 Lakh)
NPR
Description
Plan with periodic money-back payouts. Promoted by Kantipur Media Group, a fast-growing company.
Features
- Periodic money back
- Maturity benefit
- Death benefit
- Bonus
- Tax benefit
Highlights
- Money back
- Fast growing
- 135+ branches
Bonus Rate
Range25 - 75 per thousand
Fiscal Year2080/81
Riders
ADB
Accidental Death Benefit
Critical Illness
Critical illness coverage
Pros & Cons
Pros
- Periodic money-back payouts provide liquidity during policy term
- 135+ branches and growing fast
- Promoted by Kantipur Media Group - strong corporate backing
- Good for those who need periodic cash flow
- Death benefit is full SA regardless of money-back payouts
Cons
- −Money-back feature reduces overall returns vs pure endowment
- −Higher premium than endowment for same coverage
- −Lower bonus rates compared to SuryaJyoti or Nepal Life
- −Relatively newer company (2017)
Claim Process
- 1Contact branch or call center
- 2Submit claim with required documents
- 3Investigation within 90 days
- 4Settlement to nominee
Eligibility
Age18 - 55 years
Policy Term15-20 years