Citizen Savings Growth Plan
EndowmentPopular
Sum assured
Rs 1.20 L
Premium / yr
Rs 12,000
Term
10–20 yrs
Entry age
18–55
About this plan
A universal life insurance plan that helps save and accumulate funds for the future while providing life cover for the policyholder.
What's included
Key highlights
- Opportunity to grow wealth in addition to protection +savings
- Policy loan up to 90% of surrender value
- Includes ADB / PTD / PPD coverage
Features
- Universal life plan — lifetime cover while premiums are paid
- Builds savings/account value over time
- Minimum regular premium NPR 12,000; single premium min NPR 30,000
- Sum assured examples: regular NPR 120,000; single NPR 37,500
- Policy loan up to 90% of surrender value
- Surrender value payable after 3 policy anniversaries (subject to conditions)
- Includes Accidental Death Benefit (ADB), Permanent Total Disability (PTD), Permanent Partial Disability (PPD)
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 10 - 20 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Citizen Life Insurance
Premium / yr
Rs 12,000