Citizen Regular Pay Money Back Insurance Plan

A with-profit anticipated endowment (money-back) plan that pays periodic portions of the sum assured at specific intervals, provides life cover throughout the policy term and pays the remaining sum assured plus reversionary bonus at maturity.

• Anticipated endowment (with-profit) money-back plan
• Periodic survival benefits: 25% at 1/3 term, 30% at 2/3 term, 45% + reversionary bonus at maturity
• Death benefit: sum assured plus reversionary bonus
• Entry age 18–55 years; policy terms 12, 15, 18, 21 years
• Sum assured range Rs.50,000 to Rs.20,000,000 (depending on income source)
• Policy loan facility: up to 90% of surrender value
• Discounts by sum assured slab and payment mode (Yearly 2%, Half-yearly 1%)

• Money-back endowment with periodic payouts
• Scheduled survival payouts (25% / 30% / 45% + bonus)
• Multiple riders and policy loan up to 90% of surrender value