दीर्घकालीन /मनी-ब्याक/सावधिक (१ योजनाभित्र ३ लाभ)
प्रवेश उमेर
18–60
सर्भाइवल फाइदा
प्रत्येक 70/75/80/85/90 उमेरमा मा बीमाङ्कको 20%
अधिकतम परिपक्वता उमेर
90 वर्ष
Coverage
रु. 50,000 रु.
300,00,000
Description
Long-term protection plan providing life cover up to age 90 with periodic money-back payments at ages 70,75,80,85 and 90. Sum assured plus bonuses are payable at end of premium payment term. A plan that has three features of endowment, whole-life and moneyback
Features
- Life cover up to age 90
- 20% money-back at ages 70, 75, 80, 85 and 90
- Death benefit during PPT: Sum Assured + Bonus
- Riders available: Accidental Death Benefit, Permanent Total Disability, Premium Waiver Benefit
- Policy loan after 3 years; loan up to 90% of surrender value
Highlights
- Maturity up to 90 years
- Money-back in 5 installments (20% each at 70/75/80/85/90)
- Premium mode discounts available
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)On happening of accidental death of life assured, ADB sum assured in addition to base plan sum assured will be payable to the nominee of life assured.
Permanent Total Disability (PTD)- If life assured become permanently and totally disabled due to accident, PTD Sum Assured will be payable to the life assured.
Premium Waiver Benefit (PWB)-On happening of permanent total disability due to accident of life assured, all the future payable premiums will be waived off.
Eligibility
Age18 - 60 years
Policy Term30-72