Money Back
Survival benefit
5% of SA annually
Entry age
18 yrs
Policy term
5–20 yrs
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 0 रु.
NPR
Description
A with-profit annual money-back life insurance plan designed to provide periodic cash (survival benefits) during the policy term — suitable for businesses, borrowers and general income earners.
Features
- Entry age: 18–65 years
- Maximum maturity age: 70 years
- Policy term: 5 to 20 years
- Payment modes: Annual, Semi-annual, Quarterly, Single
- Survival benefit: 5% of sum assured payable on each policy anniversary (for single premium)
- At maturity survival benefits paid/adjusted are deducted from sum assured and remaining with vested bonus is paid
- Death benefit: full sum assured plus vested bonus payable to nominee without deducting survival installments
- Paid-up value, cash surrender value and policy loans as admissible
Highlights
- 5% annual survival benefit
- Vested reversionary bonus at maturity
- Riders available: ADB, PTD, PWB, MIB, FE, Critical Care
- Entry age 18–65 years
- Policy term 5–20 years
Life Insurance Details
Money Back Policy
Available Riders
ADB (Accidental Death Benefit)
PTD (Permanent Total Disability)
PWB (Premium Waiver Benefit)
MIB (Monthly Income Benefit)
FE (Funeral Expense)
Citizen Critical Care
Eligibility
Age18 - 65 years
Policy Term5–20 years