वार्षिक नकद लाभ
प्रवेश उमेर
18–65 वर्ष
वार्षिक सर्वाइभल बेनिफिट
प्रति वार्षिकोतिमै बीमाङ्कको 5%
अधिकतम परिपक्वता उमेर
70 वर्ष
Eligibility
Age18 - 65 years
Coverage
Min Coverage
रु. 0
Max Coverage
रु. 0
Claim Settlement Rate (Citizen Life Insurance)
93.92%Claims Paid: 4,823Claims Outstanding: 312
Description
A participating (with‑profits) money‑back life insurance plan designed for people needing periodic cash flow (businesses, loan repayments). Provides annual survival benefits, vested reversionary bonuses, full sum assured on death and maturity benefits subject to survival benefit adjustments.
Features
- Participating (with‑profits) money‑back plan
- Entry age 18–65 years; max maturity age 70 years
- Policy term 5–20 years
- Annual survival benefit of 5% of Sum Assured
- At maturity survival installments paid/adjusted are deducted; remaining sum with vested bonus is paid
- On death full Sum Assured + vested bonus paid to nominee (survival installments not deducted)
- Premium modes: Yearly, Half‑yearly, Quarterly, Single premium option
- Riders available: ADB, PTD, PWB, MIB, FE, Citizen Critical Care
- Paid‑up value, cash surrender value and policy loan as admissible
Highlights
- 5% annual survival benefit
- Participating plan with reversionary bonuses
- Flexible premium modes (Yearly/Half‑yearly/Quarterly/Single)