लघु बीमा योजना
न्यूनतम बीमा रकम
रु.10,000
अधिकतम नीतिम्याद
७० वर्ष
ऋण सुविधा
सर्भेन्डर मूल्यको ९०% सम्म
Eligibility
Age18 - 60 years
Coverage
Min Coverage
रु. 10,000
Max Coverage
रु. 1,000,000
Claim Settlement Rate (Crest Micro Life Insurance)
93.92%Claims Paid: 4,823Claims Outstanding: 312
Description
A micro endowment life insurance plan targeted at low-income and marginalized groups offering nominal premiums, guaranteed maturity and death benefits features.
Features
- Affordable/nominal premium entry
- Guaranteed maturity and death benefits
- Premium waiver rider available
- Acts as a disciplined savings tool
- Supports children's education and future needs
- Surrender benefit and loan facility available after 3 years
Highlights
- Minimum sum assured from NPR 10,000
- Policy term 5–20 years
- Maximum maturity age 70 years
- Surrender and loan facility after 3 years (up to 90%)
- Provides tax discounts