Micro Endowment
न्यूनतम बीमा रकम
रु.10,000
अधिकतम नीतिम्याद
७० वर्ष
ऋण सुविधा
सर्भेन्डर मूल्यको ९०% सम्म
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 10,000 रु.
NPR
Description
A micro endowment life insurance plan targeted at low-income and marginalized groups offering nominal premiums, guaranteed maturity and death benefits, and premium waiver features.
Features
- Affordable/nominal premium entry
- Guaranteed maturity and death benefits
- Premium waiver rider available
- Acts as a disciplined savings tool
- Supports children's education and future needs
- Surrender benefit and loan facility available after 3 years
- Riders: Accidental death, Total permanent disability, Premium waiver
Highlights
- Minimum sum assured from NPR 10,000
- Policy term 5–20 years
- Maximum maturity age 70 years
- Surrender and loan facility after 3 years (up to 90%)
- Premium modes: Yearly, Half-yearly, Quarterly
Life Insurance Details
Available Riders
Accidental Death Benefit
Total Permanent Disability
Premium Waiver Benefit
Eligibility
Age18 - 60 years
Policy TermMinimum 5 years to Maximum 20 years