CML Micro Non-Par Endowment (Regular)

CML Micro Non-Par Endowment (Regular) is a micro life insurance plan designed to provide affordable protection with a guaranteed annual addition of Rs.45 per Rs.1,000 of sum assured. On death during the policy term the Sum Assured plus accumulated guaranteed additions is paid as a lump sum; on survival at maturity the Sum Assured plus accrued guaranteed additions is paid.

• Guaranteed annual addition of Rs.45 per Rs.1,000
• Death benefit: Sum assured + accumulated guaranteed additions
• Maturity benefit: Sum assured + accumulated guaranteed additions
• Entry age 18–60 years
• Policy term 5–25 years; max maturity age 70
• Sum assured Rs.10,000–Rs.500,000
• Payment modes: Yearly / Half-yearly / Quarterly / Monthly
• Surrender, loan and paid-up options available
• Optional riders: Accidental Death, Total Permanent Disability, Premium Waiver

• Guaranteed addition Rs.45/1000 p.a.
• Sum assured Rs.10,000–500,000
• Entry age 18–60 yrs
• Policy term 5–25 yrs
• Surrender / Loan / Paid-up available