Samridhhi Agrim Bhuktani Laghu Jeevan Beema Yojana (Money Back)

Samridhhi Agrim Bhuktani Laghu Jeevan Beema Yojana is a micro endowment (money-back) life insurance plan that returns a fixed percentage of the Sum Assured at specified intervals until maturity, and provides guaranteed maturity, death and premium waiver benefits. It is aimed at low-income and marginalized groups and supports children’s education and future security.

• Affordable premium life cover
• Money-back payments at fixed intervals
• Guaranteed maturity, anticipated and death benefits
• Premium waiver benefit in specified circumstances
• Surrender allowed after 3 years
• Loan facility up to 90% of surrender value after 3 years
• Tax benefits

• Affordable micro-plan
• Policy terms: 15 / 20 / 25 years
• Sum Assured: NPR 50,000 – NPR 500,000