माइक्रो/कम बीमांक
न्यूनतम बीमांक
रु. 10,000
प्रवेश उमेर
16–65 वर्ष
पॉलिसी अवधि
1–20 वर्ष
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 10,000 रु.
NPR
Description
Non-linked, non-participating individual micro term life insurance plan providing protection benefits (death benefit) targeted at borrowers and those without formal life cover.
Features
- Non-linked, non-participating term life plan
- Targeted at borrowers from banks, finance companies, self-help groups and credit societies
- Entry age 16 to 65 years
- Policy term 1–20 years
- Minimum sum assured NPR 10,000
- Premium paying term same as policy term
- Payment mode rebates: Yearly 2%, Half-yearly 1%, Quarterly/SSS no discount, Monthly 5%
- Optional riders: ADB, ADB + PTD, ADB + PTD + Premium Waiver
Highlights
- Entry age: 16–65 yrs
- Policy term: 1–20 yrs
- Minimum SA: NPR 10,000
- Payment-mode rebates available
- Optional riders: ADB, PTD, Premium waiver
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)
ADB + Permanent Total Disablement (PTD)
ADB + PTD + Premium Waiver Benefit (PWB)
Eligibility
Age16 - 65 years
Policy Term1-20 years