Triple Endowment Assurance Policy

Endowment plan targeted at individuals with higher risk exposure and comparatively lower income. Natural death pays double sum assured; accidental death pays triple sum assured.

Entry age

18 – 60 years

Policy term

10 – 52 years

Sum assured

Rs 25,000 – Rs 10,00,000

Premium modes

Yearly, Half-yearly, Quarterly, Monthly

Death benefit

2× Sum Assured + Bonus (natural death)

Maturity benefit

1× Sum Assured + Bonus

Accidental benefit

3× Sum Assured (accidental death)

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

• Accidental Death Benefit (ADB)

  Additional amount equal to Sum Assured or NPR 10,000,000 whichever is lower.

• Permanent Total Disability (PTD)

  Sum Assured or NPR 10,000,000 payable in 120 monthly installments; if remaining term <120 months, balance payable as lump sum at maturity or earlier death.

• Premium Waiver Benefit (PWB)

  Future premiums waived after date of PTD due to accident.

• Critical Illness (CI)

  On onset of covered critical illness, additional amount equal to Sum Assured or NPR 5,000,000 whichever is lower.

Policy loan

Available

Paid-up value

Yes

Partial withdrawal

No