Best Value
Entry Age
18-60
Min Sum Assured
NPR 25,000
Max Maturity Age
70 yrs
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 25,000 रु.
Based on Source of Income
Description
Endowment plan targeted at individuals with higher risk exposure and comparatively lower income. Natural death pays double sum assured; accidental death pays triple sum assured.
Features
- प्राकृतिक मृत्युमा बीमासरको दुई गुणा बीमाङ्क
- दुर्घटनागत मृत्युमा बीमासरको तीन गुणा बीमाङ्क
- परिपक्वतामा एक गुणा बीमासर तथा घोषणा गरिएको बोनस
- राइडर उपलब्ध
- बीमासर तथा भुक्तानी आवृत्तिमा छुट/रिबेट उपलब्ध
Highlights
- प्राकृतिक मृत्युमा 2x बीमाङ्क
- दुर्घटनागत मृत्युमा 3x बीमाङ्क
- न्यूनतम बीमाङ्क रु.25,000
- ADB, PTD, PWB, CI राइडरहरू
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Premium Waiver Benefit (PWB): All the future premiums after the date of PTD due to accident will be waived.
Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Eligibility
Age18 - 60 years
Policy Termन्यूनतम 10 वर्ष - अधिकतम 52 वर्ष