This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. Sanima Reliance Life 1-year Micro Term Assurance (single premium). Death benefit: Sum Assured. No maturity benefit.
What's included
Key highlights
- एक-वर्षे म्यादी सुरक्षा
- सिंगल प्रिमियम विकल्प
- मृत्युमा बीमाङ्क भुक्तानी
Features
- न्यूनतम बीमांक रु.10,000
- बीमा अवधि: 1 वर्ष
- प्रिमियम मोड: एकपटक
- मृत्यु लाभ: बीमाङ्क
- परिपक्वता लाभ: छैन
- वैकल्पिक राइडर उपलब्ध
Terms and conditions
- Maturity benefit- Nil
- Death Benefit- Sum Assured
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
This plan states: Sum Assured
If the policy runs to maturity
This plan states: Nil
If death is caused by an accident
This plan states: Additional amount equal to Sum Assured or 10000000 (whichever is lower)
Optional riders
दुर्घटना मृत्यु लाभ (ADB)
बीमाङ्क रकम वा रु. १,००,००,००० मध्ये जुन कम हुन्छ त्यति थप दुर्घटना मृत्यु लाभ।
स्थायी पूर्ण अशक्तता लाभ (PTD)
बीमाङ्क रकम वा रु. १,००,००,००० मध्ये जुन कम हुन्छ, १२० मासिक किस्तामा भुक्तानी।
अन्त्येष्टि लाभ
बीमाङ्क रकमको ४०% सम्म, अधिकतम रु. २५,००० सम्म।
Accidental Death Benefit (ADB)
Additional amount equal to sum assured or NPR 10,000,000, whichever is lower.
Permanent Total Disability Benefit (PTD)
Sum assured or NPR 10,000,000, whichever is lower, payable in 120 monthly installments, subject to the remaining-term condition.
Funeral Benefit
Up to 40% of sum assured subject to a maximum of NPR 25,000.
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request