संयुक्त कभर प्रदान
न्यूनतम बीमास रकम
रु.50,000
प्रवेश आयु
21–50 वर्ष
अधिकतम परिपक्वता आयु
70 वर्ष
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 50,000 रु.
Based on Source of Income
Description
An endowment plan for married couples providing joint cover for two lives. Offers death benefit, maturity benefit with declared bonuses and optional riders are availiable.
Features
- दुवै जीवनमाथिको संयुक्त सुरक्षा
- परिपक्वतामा बीमास रकम सहित घोषित बोनस
- ऐच्छिक राइडरहरू: ADB, PTD, PWB, CI
Highlights
- न्यूनतम बीमास रकम: रु. 50,000
- बीमा अवधि: 15–30 वर्ष
- अधिकतम परिपक्वता आयु: 70 वर्ष
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)-On death of either of the lives: Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD)-On PTD of either of the lives: Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Premium Waiver Benefit (PWB)-On death or PTD of either of the lives assured, future premium will be waived.
Critical Illness (CI)-On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Accidental Death Benefit (ADB)f the second death occurs due to accident only within the same policy year as that of the first death due to accident only, Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower. However, if the second death occurs due to accident only outside the policy year of the first death due to accident only, no accident benefit is payable.
PTD-On PTD of surviving Life: If the second PTD occurs due to accident only within the same policy year as that of the first PTD due to accident only, sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier. However, if the second PTD occurs due to accident only outside the policy year of the first PTD due to accident only, no benefit is payable.
Eligibility
Age21 - 50 years
Policy Term१५–३० वर्ष