EndowmentPopular

Sum assured

Rs 1 L

Premium / yr

On request

Term

5–42 yrs

Entry age

18–60

About this plan

Group Endowment Assurance policy for affinity or employer groups. Provides Sum Assured plus declared and vested bonus on death and on maturity. Optional riders are available.

What's included

Key highlights

  • न्यूनतम बीमाङ्क रु.100,000
  • न्यूनतम समूह आकार: 10
  • अधिकतम परिपक्वता उमेर: 65 वर्ष
  • राइडर: ADB, PTD, PWB

Features

  • मृत्यु बीनिफिट: बीमित रकम + घोषणा गरिएको र भुक्तानीयोग्य बोनस
  • परिपक्वतामा बीनिफिट: बीमित रकम + घोषणा गरिएको बोनस
  • वैकल्पिक राइडरहरू
  • समूह र बीमा रकममा छुट/रिबेट उपलब्ध

Eligibility & term

Entry age
18 – 60 years
Policy term
5 – 42 years
Sum assured
From Rs 1,00,000
Premium modes
Yearly, Half-yearly, Quarterly

Benefits payout

Death benefit
Sum Assured + declared and vested bonus
Maturity benefit
Sum Assured + declared and vested bonus
Accidental benefit
Additional amount equal to Sum Assured or NPR 10,000,000 whichever is lower

Declared bonus

Rs 19–70 / 1,000

FY 2080/81

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)
  • Accidental Death Benefit (ADB)

    Additional benefit equal to Sum Assured or NPR 10,000,000 whichever is lower.

  • Permanent Total Disability (PTD)

    Sum Assured or NPR 10,000,000 whichever is lower payable in 120 monthly instalments; if remaining term <120 months, balance paid in lump sum on maturity or earlier death.

  • Premium Waiver Benefit (PWB)

    Waiver of future premiums after PTD due to accident.

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