Group Term Assurance Plan for Affinity Groups
Term
Sum assured
Rs 10,000
Premium / yr
On request
Term
1–30 yrs
Entry age
18–70
About this plan
Group term assurance for affinity groups — a group term life policy paying the member's sum assured to the nominee on death. No maturity benefit.
What's included
Key highlights
- न्यूनतम सुम: रु. 10,000
- अधिकतम सुम: रु. 5,000,000
- प्रवेश उमेर: 18–70 वर्ष
- न्यूनतम समूह: 10 सदस्य
- राइडर उपलब्ध
- वार्षिक प्रिमियम मोड
Features
- मृत्यु लाभ: सदस्यको सुम एश्योर्ड लाभार्थीलाई भुक्तानी
- म्याच्युरिटी लाभ: लागु हुँदैन
- राइडर विकल्प: आकस्मिक मृत्यु, स्थायी पूर्ण अपाङ्गता, स्थायी आंशिक अपाङ्गता, अन्त्येष्टि भत्ता
- न्यूनतम समूह आकार: 10 सदस्य
- सुम एश्योर्ड दायरा रु.10,000 देखि रु.5,000,000
- प्रवेश उमेर: 18–70 वर्ष
- नीतिअवधि: 1 महिना देखि 30 महिना
- प्रिमियम भुक्तानी मोड: वार्षिक
Eligibility & term
- Entry age
- 18 – 70 years
- Policy term
- Minimum: 1 month, Maximum: 30 months
- Sum assured
- Rs 10,000 – Rs 50,00,000
- Premium modes
- Yearly
Benefits payout
- Death benefit
- Sum Assured payable to nominee/beneficiary
- Maturity benefit
- Not applicable
- Accidental benefit
- Optional up to NPR 5,000,000
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit (ADB)
Optional accidental death sum as opted, subject to maximum NPR 5,000,000
Permanent Total Disability (PTD)
Optional PTD sum as opted, subject to maximum NPR 5,000,000
Permanent Partial Disability (PPD)
Optional PPD sum as opted, subject to maximum NPR 5,000,000
Funeral Benefit
Up to 40% of member SA subject to maximum NPR 50,000
Loan & liquidity
- Policy loan
- Not available
- Surrender allowed
- After 0 years
- Paid-up value
- No
- Partial withdrawal
- No
Other plans from सानिमा रिलायन्स लाइफ इन्स्योरेन्स
Premium
Quote on request