Dhanapati – Money Back Plan
Sum assured
Rs 50,000
Premium / yr
On request
Term
12–20 yrs
Entry age
18–50
About this plan
A money-back endowment plan providing periodic survival payouts to meet financial obligations at key life stages while maintaining full risk coverage of the sum assured during the policy term.
What's included
Key highlights
- समय–समयमा सर्वाइभल भुक्तानी
- मृत्युमा बीमाङ्क + बोनस
- विकल्पी राइडरहरूको उपलब्धता
Features
- मृत्यु लाभ: बीमाङ्क + घोषीत र भुक्त गरिएको बोनस
- सर्वाइभल लाभ: निश्चित प्रतिशतमा समय–समयमा बीमाङ्क फिर्ता
- नीति अवधि: 12, 15 र 20 वर्ष
- विकल्पी राइडरहरू: दुर्घटनागत मृत्यु (ADB), स्थायी पूर्ण अपाङ्गता (PTD), प्रिमियम वाइभर, क्रिटिकल इल्यनेस (CI)
- बीमाङ्क अनुसार प्रति हजार छुट (rebate) उपलब्ध
Eligibility & term
- Entry age
- 18 – 50 years
- Policy term
- 12, 15 or 20 years
- Sum assured
- From Rs 50,000
- Premium modes
- Yearly, Half-yearly, Quarterly
Benefits payout
- Death benefit
- Sum Assured + declared and vested bonus
Declared bonus
Rs 19–70 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental Death Benefit (ADB)
Additional amount equal to sum assured or NRs 1,00,00,000 whichever is lower
Permanent Total Disability (PTD)
Sum assured or NRs 1,00,00,000 whichever is lower payable in 120 monthly installments (balance lump sum if remaining term <120 months)
Premium Waiver Benefit (PWB)
Waives future premiums after PTD due to accident
Critical Illness (CI)
On diagnosis of covered critical illness, additional amount equal to sum assured or NRs 50,00,000 whichever is lower
Other plans from सानिमा रिलायन्स लाइफ इन्स्योरेन्स
Premium
Quote on request