Child

Sum assured

Rs 50,000

Premium / yr

On request

Term

15 yrs

Entry age

1–15

About this plan

Rastriya Jeewan Beema's Bal Umang Chhori Beema Lekh — a child-focused life insurance plan.

What's included

Key highlights

  • बाल बीमा योजना
  • न्यूनतम बीमा रकम 50000
  • न्यूनतम प्रवेश उमेर (बाल) 1 वर्ष

Features

  • बालवालिकाको भविष्य सुरक्षा र बचत लक्षित योजना
  • मृत्यु बीमा लाभ उपलब्ध
  • परिपक्वतामा लाभ प्रदान गर्ने सम्भावना (बोनस योजनाको आधारमा)
  • समर्पण मूल्य तीन वर्षको प्रिमियम भुक्तानी र नीति सुरु भएको तीन वर्षपछि उपलब्ध हुन्छ

Eligibility & term

Entry age
1 – 15 years
Policy term
15 years
Premium modes
Yearly, Half-yearly, Quarterly, Monthly

Benefits payout

Death benefit
Sum Assured (details not specified on page)
Maturity benefit
Sum Assured + Bonus (if participating)

Declared bonus

Rs 50 / 1,000

FY 2083/84

Reversionary bonus rate declared for the latest fiscal year. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

No optional riders are attached to this plan.

What's not covered

  • Suicide clause (typically within first 1–2 years)
  • War, terrorism, and nuclear perils
  • Pre-existing conditions subject to waiting period

Other plans from राष्ट्रिय जीवन बीमा कम्पनी

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