Term Life Plan Group (Hamro Jeevan Beema)
This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A term life insurance plan providing pure life cover: pays a death benefit to the nominee in case of the insured's death. Offers affordable premiums, flexible policy terms and essential protection for the employees and members of organisation
What's included
Key highlights
- सधैंको लागि बचत होइन — शुद्ध सुरक्षा
- लचिलो नीति अवधी
- सस्तो प्रिमियममा उच्च सुरक्षा
Features
- शुद्ध जीवन सुरक्षा (मृत्यु लाभ मात्र)
- सस्तो र लचिलो प्रिमियम विकल्प
- विभिन्न बीमा अवधी उपलब्ध
- नामधारीलाई मृत्यु लाभ प्रदान
- ब्यवसायिक/वैदेशिक रोजगार गर्ने कामदारहरूतर्फ लक्षित
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
This plan states: Sum Assured payable to nominee on death of the insured
If the policy runs to maturity
This plan states: None (term plan)
If death is caused by an accident
This plan states: Optional if rider taken
Optional riders
Accidental Death Benefit Rider
Additional death benefit on accidental death
Critical Illness Rider
Lump sum on diagnosis of covered critical illnesses
Waiver of Premium Rider
Waives future premiums on specified events (e.g., disability)
Loan & liquidity
- Policy loan
- Not available
- Surrender allowed
- After 0 years
- Paid-up value
- No
- Partial withdrawal
- No
What's not covered
- Suicide within waiting period
- War and civil commotion
- Pre-existing conditions subject to waiting period
- Self-inflicted injuries
Premium
Quote on request