Anticipated Endowment Life Assurance
Money-backPopular
Sum assured
Rs 50,000
Premium / yr
Rs 5,000
Term
—
Entry age
16–60
About this plan
Rastriya Jeewan Beema's Anticipated Endowment plan — a traditional endowment life policy combining life protection with savings, offering maturity benefits plus anticipated bonuses.
What's included
Key highlights
- अपेक्षित बोनस सहित पारंपरिक जमानती योजना
- जीवन मृत्युमा सुरक्षित लाभ
- लचिलो प्रीमियम मोड
Features
- जीवन सुरक्षा र जमानत गरिएको फाइदा
- अपेक्षित बोनस (प्रति वर्ष घोषणा हुने सम्भावना)
- नियमित परिपक्वता लाभ
- धितोमा ऋण सुविधा सम्भावित
- विविध प्रीमियम भुक्तानी विकल्प
Eligibility & term
- Entry age
- 16 – 60 years
- Policy term
- 10 – 30 years
- Sum assured
- Rs 50,000 – Rs 1,00,00,000
- Premium modes
- Yearly, Half-yearly, Quarterly, Monthly
Benefits payout
- Death benefit
- Sum Assured + Bonuses
- Maturity benefit
- Sum Assured + Bonuses
- Accidental benefit
- Additional benefit available via rider
Declared bonus
Rs 50 / 1,000
FY 2083/84
Reversionary bonus rate declared for the latest fiscal year. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit
दुर्घटनाबाट मृत्यु भए थप रकम दिने राइडर
Critical Illness Rider
नियत गम्भीर रोग निदान हुँदा एकमुश्त भुक्तानी
Waiver of Premium
प्रमुख बीमितको मृत्यु/स्थायी अक्षमतामा प्रिमियम माफ हुने सुविधा
Loan & liquidity
- Policy loan
- Available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
What's not covered
- Suicide within exclusion period
- War, civil commotion, or illegal act
- Undisclosed pre-existing conditions
Other plans from राष्ट्रिय जीवन बीमा कम्पनी
Premium / yr
Rs 5,000