Collective Endowment Life Insurance for Public Servants
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. A collective endowment life insurance plan for public servants providing group-level death benefit and maturity payout typical of traditional participating endowment policies.
परिपक्वता अनुमान
अनुमानित परिपक्वता रकम
—
Declared bonus
Rs 60
per Rs 1,000 sum assured, per year · declared FY 2081/82
Recent years
- FY 2081/82
- Rs 60/ 1,000
- FY 2080/81
- Rs 60/ 1,000
* Company-wide declared range — the plan's own term bands were not published that year.
Source: राष्ट्रिय जीवन बीमा कम्पनी declaration for FY 2081/82
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
What's included
Key highlights
- समूहिक सुरक्षा
- मृत्यु र म्याच्युरिटी लाभ
- बोनस प्राप्त गर्न मिल्ने योजना
Features
- समूहिक (गैर-व्यक्तिगत) आवरण सार्वजनिक सेवकहरूका लागि
- मृत्यु लाभ र म्याच्युरिटी लाभ दुबै उपलब्ध
- परम्परागत (प्रोफिट/बोनस) योजनाको संरचना
- नियुक्तिकर्ता/रोजगारदाताद्वारा प्रायोजन सम्भव
- बहु प्रिमियम मोड (वर्षेनि, अर्धवर्षे, त्रैमासिक, मासिक)
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Loan & liquidity
- Policy loan
- Available
- Loan facility
- Up to 90% of surrender value
Premium
Quote on request