IME Life Insurance
Life Insurance
Popular

IME Surakchya/Surakshya Maydhi Term Assurance Plan

by आईएमई लाइफ इन्स्योरेन्स

टर्म प्लान

Entry Age

18-75

Max Maturity Age

76

Riders

Funeral, Accidental, TPD

Premium

रु. 0 रु./वर्ष वा एकपटक

NPR/yr or single

Coverage

रु. 5,000 रु.

2500000

Description

Non-participating term assurance that pays full sum assured on death during the term. Available in yearly or single premium mode. Optional riders include funeral expense, accidental death, total & partial permanent disability.

Features
  • टर्म योजना
  • पेमेन्ट मोड: वार्षिक वा एकपटक
  • पूर्ण मृत्यु लाभ
  • वैकल्पिक राइडर: अन्त्येष्टि, दुर्घटना मृत्यु, कुल स्थायी अपांगता, आंशिक स्थायी अपांगता
Highlights
  • टर्म प्लान — नाफामा सहभागी नभएको
  • पूर्ण मृत्यु बीमा रकम भुक्तानी
  • वैकल्पिक दुर्घटना राइडरहरूसहित
Life Insurance Details

Available Riders

Funeral Expense Rider-On death of the life assured during the term of the policy, up to 40% of the base Sum Assured subject to maximum of NPR 50,000 is payable as funeral expense.
Accidental Death Benefit Rider-On death of the life assured due to accident during the policy term an additional sum assured up to 100% of the base plan sum assured as opted by the life assured is payable subject to maximum of NPR 25,00,000.
Accidental Total Permanent Disability Benefit Rider-Rider Sum Assured up to 100% of base plan Sum Assured as opted by the life assured subject to the maximum of NPR 2500,000 will be payable to the policyholder on Total Permanent Disability resulting from accident.
Accidental Partial Permanent Disability Rider-Rider Sum Assured up to 50% of base plan Sum Assured subject to the maximum of NPR 12,50,000 will be payable to the life assured on Partial Permanent disability resulting from accident of the life assured.
Eligibility
Age18 - 75 years
Policy Termन्यूनतम 1 वर्ष - अधिकतम 30 वर्ष