Life Insurance
Popular
IME Endowment cum Whole Life Plan (IME Aajeevan Sawadhik Beema Yojana)
आजीवन कवरेज
न्यूनतम बीमांक
रु.100,000
क्रिटिकल इल्यनेस राइडर
अवलोकनीय रु.5,000,000 सम्म
प्रवेश उमेर
18-65 वर्ष
Coverage
रु. 1 लाख (NPR 1 Lakh)
NPR
Description
IME Endowment Cum Whole Life Plan is a combined whole-life and endowment policy offering lifetime protection and an estate-planning vehicle. Coverage continues up to age 100 even after premium-paying term.
Features
- आजीवन सुरक्षा (१०० वर्षसम्म कवरेज)
- न्यूनतम बीमांक रु. 100,000
- प्रवेश उमेर 18-65 वर्ष
- ऋण सुविधा (सरेन्डर भ्याल्यु आएपछि)
- कर लाभ
- वैकल्पिक राइडरहरू: आकस्मिक मृत्यु, आय लाभ, प्रिमियम वेभर, क्रिटिकल इल्यनेस आदि
Highlights
- आजीवन सुरक्षा (१०० वर्षसम्म)
- न्यूनतम बीमांक रु.100,000
- आजीवन र सावधिक योजना (वेस्टेड बोनस सहित)
- राइडर विकल्पहरू उपलब्ध
Life Insurance Details
Available Riders
Accidental Death Benefit-For additional premium, on the event of death of the life assured during the rider policy term due to accident before age 70 years, an additional sum equal to the Rider Sum Assured of this rider will be paid.
Income Benefit (Monthly/Quarterly)-In the event of permanent total disability of life assured due to any cause (sickness or accident) during policy term, a regular Monthly Income Benefit of 1.0% or 1.5% or 2.0% or 3.0% of Rider Sum Assured (as mentioned in policy schedule of policy taken), OR, Quarterly Income Benefit (QIB) 3.0% or 4.5% or 6.0% or 9.0% of Rider Sum Assured
Lump-Sum Disability Benefit- In the event of permanent total disability of life assured due to any cause (sickness or accident) during policy term, a lump-sum amount equal to Rider Sum Assured will be payable.
Premium Waiver Benefit-On the event of permanent total disability of the life assured due to any cause (accident or sickness) during the policy term to which the rider is attached, all future premiums payable under the base policy equal to Sum Assured of this rider shall be waived.
Funeral Expenses Benefit-On the event of death of life assured during the policy term to which the rider is attached, lump sum amount equal to 25% of Sum assured or 200,000 whichever is less will be paid immediately.
Critical Illness Rider (21 illnesses, up to NPR 5,000,000)-Upon, life assured, being diagnosed with onset of any of the listed 21 Critical Illness during the term of policy, a lump sum amount equivalent to the Sum Assured of the rider will be paid. Sum Assured of CI rider is maximum Rs. 5,000,000/- or Basic SA
Eligibility
Age18 - 65 years
Policy Termन्यूनतम ५ वर्ष - अधिकतम ५२ वर्ष