Child Endowment (Limited Plan)
Minimum Sum Assured
रु.100,000
Premium paying term
Fixed
Risk Commencement
Typically 2 years or child age 6
Coverage
रु. 1 लाख (NPR 1 Lakh)
Based on Source of Income
Description
A child endowment plan providing financial security for children, offering life protection for the child and proposer with sum assured and vested bonuses payable at maturity.
Features
- बालको शिक्षा तथा विवाहका लागि आर्थिक सुरक्षा
- बालक र प्रस्तावक दुबैका लागि मृत्यु लाभ
- भुक्तानी अवधिः नियमित, सीमित र एकपटक (Single) उपलब्ध
- जोखिम सुरु हुने मिति ढिला: सामान्यतया 2 वर्षपछि वा बालक 6 वर्ष पूरा भएपछि (जो जे ढिलो)
- राइडरहरू: दुर्घटना मृत्यु लाभ, लम्पसम् लाभ, अन्त्येष्टि खर्च
Highlights
- न्यूनतम बीमा रकम रु.100,000
- प्रवेश उमेर 0–17 वर्ष (बालक)
- प्रस्तावकको मृत्युमा प्रिमियम माफी र आय लाभ
Life Insurance Details
Available Riders
Premium Waiver Benefit (PWB)-In the event of death or total permenant disability of proposer, all future premiums under the base policy equal to Sum Assured of this rider shall be waived off.
Income Benefit (IB) / Quarterly Income Benefit (QIB)-In the event of death or total permenant disability of proposer,A regular Monthly Income Benefit of 1.0% or 1.5% or 2.0% or 3.0% of Rider Sum Assured of policy taken, and as per choice of Proposer, or Quarterly Income Benefit (QIB) 3.0% or 4.5% or 6.0% or 9.0% of Rider Sum Assured of policy taken, and as per choice of Proposer will be paid every monthly/quarterly anniversary
Accidental Death Benefit (optional)
Lump-Sum Benefit (optional)
Funeral Expense (optional)
Eligibility
Age18 - 60 years
Policy Term१०–२५ वर्ष