IME Money Back Cum Whole Life Plan (IME Kalpadhan)
Money-backPopular
Sum assured
Rs 50,000
Premium / yr
On request
Term
10–25 yrs
Entry age
18–60
About this plan
A combined money-back and whole life insurance plan that provides periodic survival (money-back) benefits during the policy term and whole-life coverage. Death benefit pays full sum assured plus vested bonus; survival benefits are paid as predefined percentages of sum assured.
What's included
Key highlights
- मनी ब्याक + होल लाइफ संयुक्त योजना
- प्रीमियम भुक्तानी: सिंगल र बहुवर्षीय विकल्पहरू
- जीवनभर लाभ (समाप्ति उमेर १०० वर्षसम्म)
Features
- न्यूनतम बीमित रकम रु.50,000
- पूर्वनिर्धारित समयमा मनी ब्याक किस्ता (10/12/15/20/25 वर्षका विकल्पहरू)
- जीवनभर कवरेज (Whole Life)
- मृत्युमा पूर्ण सम आश्योर्ड + भेस्टिड बोनस
- म्याद पूरा भएपछिको मृत्युमा पूर्ण बीमाङ्क कटौती बिना भुक्तानी
- वैकल्पिक रायडरहरू: आकस्मिक मृत्यु, आम्दानी लाभ, प्रिमियम वेभर, क्रिटिकल इल्यनेस आदि
- कर लाभ उपलब्ध
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10, 12, 15, 20, 25 years (with whole-life coverage)
Declared bonus
Rs 22–80 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from आईएमई लाइफ इन्स्योरेन्स
Premium
Quote on request