This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. Low-premium term life insurance providing high protection. On death during the policy term, full sum assured is payable. Riders available for additional coverage.
What's included
Key highlights
- न्यूनतम बीमा रकम रु.50,000
- प्रवेश उमेर: 18–60 वर्ष
- नीति अवधि: 5–30 वर्ष
- ऋण सुविधा छैन
- परिपक्वतामा फिर्ता नहुने -प्रिमियमहरू
Features
- कम प्रिमियममा उच्च सुरक्षाको उद्देश्य
- न्यूनतम बीमा रकम रु.50,000
- म्याच्युरिटी लाभ छैन (Term plan)
- सिंगल, नियमित र सीमित भुक्तानी विकल्पहरू
- राइडरहरू: Accidental Death, PTD, Critical Illness (21 रोगसम्म)
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
दुर्घटना मृत्यु लाभ
ऐच्छिक थप दुर्घटना मृत्यु राइडर
दुर्घटनाजन्य स्थायी पूर्ण अशक्तता लाभ
ऐच्छिक PTD राइडर
घातक रोग लाभ
ऐच्छिक घातक रोग राइडर
Accidental Death Benefit
Optional additional accidental death rider
Accidental Total Permanent Disability Benefit
Optional PTD rider
Critical Illness Benefit
Optional critical illness rider
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request