Coverage
रु. 0 तेस्रो पक्ष मात्र
Third party only
Description
Essential third-party motor insurance meeting legal requirements. Covers liability towards third parties in accidents.
Features
- Third party liability
- Personal accident cover
- Legal liability to driver
- Mandatory coverage
Highlights
- Legal compliance
- Affordable
- Basic protection
Pros & Cons
Pros
- Cheapest option - meets legal requirement only
- Mandatory coverage for all vehicles in Nepal
- Third party bodily injury up to Rs 80 lakh (car)
- Third party property damage up to Rs 80 lakh (car)
- Simple, no-frills coverage
Cons
- −NO own damage protection
- −No theft coverage
- −No natural disaster coverage
- −No roadside assistance
- −Only covers liability to others, not your vehicle
Coverage Breakdown
Third party bodily injury
Up to Rs 80 lakhThird party property damage
Up to Rs 80 lakhPersonal accident (driver)
Rs 5 lakh−Own damage
NOT covered−Theft
NOT covered−Natural disaster
NOT coveredClaim Process
- 1Third party files claim against you
- 2Report to insurer immediately
- 3Insurer handles legal proceedings
- 4Settlement paid to third party
Eligibility
Policy Term1 year