Prabhu Insurance
Motor Insurance

Prabhu Motor Comprehensive

by Prabhu Insurance

Coverage

रु. 0 सवारी मूल्य

Vehicle value

Description

Comprehensive motor insurance from Prabhu Group. Full coverage at affordable premiums.

Features
  • Own damage cover
  • Third party liability
  • Personal accident cover
  • Theft cover
Highlights
  • Prabhu Group
  • Affordable
  • Wide branches
Riders

Personal Accident

Driver/passenger accident cover

RSMDST

Riot, strike damage cover

Pros & Cons

Pros

  • Affordable comprehensive coverage
  • Backed by Prabhu Group (major conglomerate)
  • Good branch network
  • Simple claim process

Cons

  • Fewer add-on options than competitors
  • No zero-depreciation
  • No roadside assistance
  • Smaller garage network
Coverage Breakdown
Own damage
Full vehicle value
Third party liability
NIA tariff
Personal accident
Rs 5 lakh
Theft
Included
Zero depreciation
Not available
Roadside assistance
Not available
Claim Process
  1. 1Report to Prabhu Insurance branch
  2. 2Submit FIR and documents
  3. 3Survey and estimate
  4. 4Repair and settlement
Eligibility
Policy Term1 year