Prabhu Motor Comprehensive
Motor Insurance
Sum assured
On request
Premium / yr
Rs 11,000
Term
1 yrs
Entry age
—
About this plan
Comprehensive motor insurance from Prabhu Group. Full coverage at affordable premiums.
What's included
Key highlights
- Prabhu Group
- Affordable
- Wide branches
Features
- Own damage cover
- Third party liability
- Personal accident cover
- Theft cover
Eligibility & term
- Policy term
- 1 year
Coverage breakdown
Own damageFull vehicle value
Third party liabilityNIA tariff
Personal accidentRs 5 lakh
TheftIncluded
Zero depreciationNot available
Roadside assistanceNot available
Pros & cons
Pros
- Affordable comprehensive coverage
- Backed by Prabhu Group (major conglomerate)
- Good branch network
- Simple claim process
Cons
- Fewer add-on options than competitors
- No zero-depreciation
- No roadside assistance
- Smaller garage network
What affects your premium
- Vehicle declared value
- NIA tariff rates
- Vehicle age
- No-claim bonus
How to claim
- 1Report to Prabhu Insurance branch
- 2Submit FIR and documents
- 3Survey and estimate
- 4Repair and settlement
Network
- Network garages
- 30
- Coverage area
- Major cities
Best for
Budget comprehensive seekersPrabhu Group customersStandard vehicles
What's not covered
- Driving without valid license
- Driving under influence
- Wear and tear
- Consequential loss
Other plans from Prabhu Insurance
Premium / yr
Rs 11,000