सामूहिक योजना
न्यूनतम बीमित रकम
रु. 5,000
अधिकतम बीमित रकम
रु. 10,000,000
न्यूनतम समूह आकार
10 सदस्य
Premium
रु. 0 रु./वर्ष (वा रु./महिना)
NPR/yr (or NPR/month)
Coverage
रु. 5,000 रु.
10000000
Description
One-year renewable group term life plan issued as a single master policy covering all scheme members. Members can join via agencies. Death benefit pays 100% of sum assured. Optional accidental and funeral riders available.
Features
- Single master policy covers all members
- One-year renewable term plan
- New members can join pro-rata during policy year
- Death benefit: 100% of sum assured
- Multiple Optional riders: Funeral Expense, Accidental Death, Accidental Total Permanent Disability, Accidental Partial Permanent Disability
- Minimum group size 10
Highlights
- Death benefit: 100% sum assured
- Minimum Sum assured: NPR 5,000
- Multiple new rider options: Funeral, Accidental Death/Disability
Life Insurance Details
Available Riders
Funeral Expense Rider (अन्त्येष्टि खर्च राइडर) – up to 40% of base Sum Assured, max NPR 200,000
Accidental Death Benefit Rider (आकस्मिक मृत्यु राइडर) – 50%–100% of base Sum assured, max NPR 5,000,000
Accidental Total Permanent Disability Benefit Rider (पूर्ण स्थायी अपाङ्गता राइडर) – 50%–100% of base Sum Assured, max NPR 5,000,000
Accidental Partial Permanent Disability Rider (आंशिक स्थायी अपाङ्गता राइडर) – 50%–100% of base Sum assured, max NPR 2,500,000
Eligibility
Age16 - 70 years
Policy TermOne year