Sunaulo Bhabisya Jeevan Beema Yojana (Option 2)
Money-backPopular
Sum assured
Rs 25,000
Premium / yr
On request
Term
5–35 yrs
Entry age
18–65
About this plan
A participating endowment / anticipated cum whole life assurance plan offering both protection and long-term savings with declared bonuses. Two options (Option-1 and Option-2) provide flexible payout structures
What's included
Key highlights
- Min Sum Assured NPR 25,000
- Entry age 18–65 yrs
- Policy term 5–35 yrs
- Option-2 offers extended/lifetime maturity payouts
Features
- Protection + Savings dual benefit
- Minimum sum assured NPR 25,000
- Entry age 18–65 years
- Policy term 5–35 years
- Max maturity age Option-2 = 80 years
- Optional annual money-back payments (if selected)
- Surrender allowed only after 3 policy years and 3 premiums paid
- Optional riders: Accidental, Permanent Total Disability, Premium Waiver, Critical Illness
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5-35 years
Declared bonus
Rs 56–85 / 1,000
FY 2082/83
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Nepal Life Insurance
Premium
Quote on request