Sammunat Jeevan Beema Yojana
EndowmentPopular
Sum assured
Rs 50,000
Premium / yr
On request
Term
5–30 yrs
Entry age
18–60
About this plan
Sammunat Jeevan is a participating (with-profits) endowment life plan offering annual simple reversionary bonuses. Benefits: natural death 2× sum assured + bonus, accidental death 3× sum assured + bonus, maturity sum assured + bonus.
What's included
Key highlights
- 2× for natural death, 3× for accidental death
- Annual simple reversionary bonuses
- Sum assured NPR 50,000–10,000,000
- Entry age 18–60; maturity age 65
Features
- Annual simple reversionary bonuses (vest when declared)
- Natural death: 2× basic sum assured + accrued bonus
- Accidental death: 3× basic sum assured + accrued bonus
- Maturity: basic sum assured + accrued bonus
- Critical Illness Rider Available (Maximum Rs.5,000,000)
- Surrender and paid-up values available after 3 full policy years and premiums
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5 to 30 years
Declared bonus
Rs 56–85 / 1,000
FY 2082/83
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Nepal Life Insurance
Premium
Quote on request