Sadabahar Jeevan Beema Yojana
Money-backPopular
Sum assured
Rs 2 L
Premium / yr
Rs 10,000
Term
5–20 yrs
Entry age
18–65
About this plan
A participating whole-life cum money-back plan. The policy pays 5% of the Basic Sum Assured annually from the 2nd year until maturity. After maturity the life risk remains covered for life and there is an option to surrender the policy for liquidity.
What's included
Key highlights
- 5% of SA paid annually as survival benefit
- Whole-life cover continues after maturity
- Minimum Sum Assured: NPR 200,000
Features
- Whole-life cum money-back participating plan
- Pays 5% of Sum Assured annually from 2nd year until maturity
- Life cover continues after maturity
- Policy loan available up to 90% of surrender value
- Surrender value is available during /after the policy term (extended life cover period).
- Single-premium death benefit special rules
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5 to 20 years
Declared bonus
Rs 56–85 / 1,000
FY 2082/83
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Other plans from Nepal Life Insurance
Premium / yr
Rs 10,000