Nepal Life Insurance
Life Insurance

Naulo Jeevan Sambriddhi Jeevan Beema Yojana

by Nepal Life Insurance

मनी‑ब्याक

प्रवेश उमेर

18–60 वर्ष

न्यूनतम बीमित रकम

रु. 50,000

क्रिटिकल इल्यनेस कभर

रु. 5,000,000 (अधिकतम)

Coverage

रु. 50,000 रु.

NPR

Description

Limited payment money-back (anticipated) endowment plan with periodic money-back payouts, single premium option, policy loan facility and optional riders (ADB/TPD/PWB, Critical Illness). Death risk covered for full policy term; premiums paid for limited term.

Features
  • Limited payment money‑back endowment with periodic payouts
  • Single premium option and regular premium frequencies available
  • Minimum sum assured NPR 50,000; higher limits by income evidence
  • Optional riders: ADB, ADB+TPD+PWB (with premium waiver), Critical Illness up to NPR 5,000,000
  • Policy loan up to 90% of surrender value
Highlights
  • Entry age 18–60 years
  • Minimum Sum Assured: NPR 50,000
  • Money‑back payouts at regular intervals (from 4 years)
  • Riders available: ADB, TPD, PWB and Critical Illness
  • Policy loan up to 90% of surrender value
Life Insurance Details
Money Back Policy

Available Riders

Accidental Death Benefit (ADB) - only
ADB + Total Permanent Disability (TPD) + Premium Waiver Benefit (PWB) - package
Critical Illness Benefit (up to NPR 5,000,000)
Eligibility
Age18 - 60 years
Policy Term10 years to 25 years