
मनी‑ब्याक
प्रवेश उमेर
18–60 वर्ष
न्यूनतम बीमित रकम
रु. 50,000
क्रिटिकल इल्यनेस कभर
रु. 5,000,000 (अधिकतम)
Coverage
रु. 50,000 रु.
NPR
Description
Limited payment money-back (anticipated) endowment plan with periodic money-back payouts, single premium option, policy loan facility and optional riders (ADB/TPD/PWB, Critical Illness). Death risk covered for full policy term; premiums paid for limited term.
Features
- Limited payment money‑back endowment with periodic payouts
- Single premium option and regular premium frequencies available
- Minimum sum assured NPR 50,000; higher limits by income evidence
- Optional riders: ADB, ADB+TPD+PWB (with premium waiver), Critical Illness up to NPR 5,000,000
- Policy loan up to 90% of surrender value
Highlights
- Entry age 18–60 years
- Minimum Sum Assured: NPR 50,000
- Money‑back payouts at regular intervals (from 4 years)
- Riders available: ADB, TPD, PWB and Critical Illness
- Policy loan up to 90% of surrender value
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB) - only
ADB + Total Permanent Disability (TPD) + Premium Waiver Benefit (PWB) - package
Critical Illness Benefit (up to NPR 5,000,000)
Eligibility
Age18 - 60 years
Policy Term10 years to 25 years
