Money-back
प्रवेश उमेर
18 वर्ष
Critical Illness (राइडर)
उपलब्ध, अधिकतम रु.5,000,000
न्यूनतम बीमित रकम
रु.50,000
Coverage
रु. 50,000 रु.
NPR
Description
A limited-payment money-back life insurance plan by Nepal Life that provides periodic lump-sum survival payouts, full risk cover for the policy term, and bonuses on maturity. Designed to meet interim financial needs while providing life protection.
Features
- Entry age 18–58 years
- Maximum maturity age 70 years
- Policy term 12–20 years
- Minimum Sum Assured: NPR 50,000
- Premium modes: Single, Yearly, Half-yearly, Quarterly, Monthly
- Money-back survival benefits paid at regular intervals
- Maturity: declared bonuses vested plus 40% of Sum Assured
- Death benefit: 2.5x SA for single premium; basic SA + bonuses for other modes
- Riders available: ADB, TPD, Premium Waiver, Critical Illness
- Policy loan available after surrender value; up to 90% of surrender value
Highlights
- Limited-payment money-back plan
- Maturity pays vested bonuses plus 40% of SA
- Death benefit 2.5x SA in single premium mode
- Riders cover accidental death, TPD and critical illness
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB) only- Additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.
ADB + Total Permanent Disability (TPD) + Premium Waiver Benefit (PWB)-This rider is to be offered as a package along with premium waiver rider. It can be taken with payment of an additional nominal premium per thousand. Total coverage amount under this benefits will be equal to basic sum assured or Maximum Rs. 1,00,00,000/- whichever is less
Critical Illness Benefit-This is a Rider benefit. If the life assured is diagnosed with specific illness defined under this rider during the policy term, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.
Eligibility
Age18 - 58 years
Policy Term12,16 or 20 years