Jeevan Unnati Beema Yojana
Money-backPopular
Sum assured
Rs 50,000
Premium / yr
Rs 4,500
Term
12–20 yrs
Entry age
18–58
About this plan
A limited-payment money-back life insurance plan by Nepal Life that provides periodic lump-sum survival payouts, full risk cover for the policy term, and bonuses on maturity. Designed to meet interim financial needs while providing life protection.
What's included
Key highlights
- Limited-payment money-back plan
- Maturity pays vested bonuses plus 40% of SA
- Death benefit 2.5x SA in single premium mode
- Riders cover accidental death, TPD and critical illness
Features
- Entry age 18–58 years
- Maximum maturity age 70 years
- Policy term 12–20 years
- Minimum Sum Assured: NPR 50,000
- Premium modes: Single, Yearly, Half-yearly, Quarterly, Monthly
- Money-back survival benefits paid at regular intervals
- Maturity: declared bonuses vested plus 40% of Sum Assured
- Death benefit: 2.5x SA for single premium; basic SA + bonuses for other modes
- Riders available: ADB, TPD, Premium Waiver, Critical Illness
- Policy loan available after surrender value; up to 90% of surrender value
Eligibility & term
- Entry age
- 18 – 58 years
- Policy term
- 12,16 or 20 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Nepal Life Insurance
Premium / yr
Rs 4,500