Jeevan Udaya Ekal Jeevan Beema Yojana

by Nepal Life Insurance

Endowment

Sum assured

Rs 50,000

Premium / yr

On request

Term

10–30 yrs

Entry age

18–55

About this plan

A single-premium participating (with-profits) endowment plan offering annual simple reversionary bonuses. Death benefit before maturity is 2x basic sum assured plus accrued bonus; maturity benefit is basic sum assured plus accrued bonus.

What's included

Key highlights

  • Single-premium participating endowment
  • Death benefit: 2x Sum Assured + bonus
  • Annual simple reversionary bonus
  • For Mass and mass affluent individuals who are planning to diversify the investment portfolio for financial stability

Features

  • Single-premium payment mode only
  • Participating endowment with annual simple reversionary bonuses
  • Death benefit before maturity: 2x basic sum assured + accrued bonus
  • Maturity benefit: basic sum assured + accrued bonus
  • Surrender value and policy loan available after 3 full policy years (loan up to 90% of surrender value)

Eligibility & term

Entry age
18 – 55 years
Policy term
10 years to 30 years (depending on maximum age at expiry)

Declared bonus

Rs 56–85 / 1,000

FY 2082/83

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

No optional riders are attached to this plan.

Other plans from Nepal Life Insurance

Premium

Quote on request

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