Single Premium
Entry Age
18-55 yrs
Min Sum Assured
NPR 50,000
Bonus
Annual reversionary (vested once declared)
Coverage
रु. 50,000 रु.
Based on Source of Income
Description
A single-premium participating (with-profits) endowment plan offering annual simple reversionary bonuses. Death benefit before maturity is 2x basic sum assured plus accrued bonus; maturity benefit is basic sum assured plus accrued bonus.
Features
- Single-premium payment mode only
- Participating endowment with annual simple reversionary bonuses
- Death benefit before maturity: 2x basic sum assured + accrued bonus
- Maturity benefit: basic sum assured + accrued bonus
- Surrender value and policy loan available after 3 full policy years (loan up to 90% of surrender value)
Highlights
- Single-premium participating endowment
- Death benefit: 2x Sum Assured + bonus
- Annual simple reversionary bonus
- For Mass and mass affluent individuals who are planning to diversify the investment portfolio for financial stability
Life Insurance Details
Eligibility
Age18 - 55 years
Policy Term10 years to 30 years (depending on maximum age at expiry)