Nepal Life Insurance
Life Insurance

Jeevan Laxmi Jeevan Beema Yojana

by Nepal Life Insurance

Triple Benefit

Entry Age

१८–५० वर्ष

Sum Assured

रु. 5,000–1,00,000

Critical Illness Rider

अधिकतम रु. 50,00,000

Coverage

रु. 5,000 रु.

NPR 100000

Description

A triple-benefit endowment plan targeted at low-income or high-risk individuals. Pays sum assured with bonuses on maturity, 2x sum assured (with bonus) on normal death and 3x on accidental death. Flexible premium modes and loan facility up to 90% of surrender value.

Features
  • Triple-benefit endowment (maturity, normal death, accidental death)
  • Maturity benefit: basic sum assured plus bonus
  • Normal death benefit: 2x basic sum assured plus accrued bonus
  • Accidental death benefit: 3x basic sum assured plus accrued bonus
  • Policy loan up to 90% of surrender value
  • Optional Critical Illness rider — up to NPR 5,000,000
Highlights
  • Triple-benefit endowment
  • Min sum assured NPR 5,000
  • Policy term 7–25 years
  • Policy loan up to 90% of surrender value
Life Insurance Details

Available Riders

Critical Illness Benefit (Rider) only
Eligibility
Age18 - 50 years
Policy Term7 to 25 years