Jeevan Laxmi Jeevan Beema Yojana
Endowment
Sum assured
Rs 5,000
Premium / yr
On request
Term
7–25 yrs
Entry age
18–50
About this plan
A triple-benefit endowment plan targeted at low-income or high-risk individuals. Pays sum assured with bonuses on maturity, 2x sum assured (with bonus) on normal death and 3x on accidental death. Flexible premium modes and loan facility up to 90% of surrender value.
What's included
Key highlights
- Triple-benefit endowment
- Min sum assured NPR 5,000
- Policy term 7–25 years
- Policy loan up to 90% of surrender value
Features
- Triple-benefit endowment (maturity, normal death, accidental death)
- Maturity benefit: basic sum assured plus bonus
- Normal death benefit: 2x basic sum assured plus accrued bonus
- Accidental death benefit: 3x basic sum assured plus accrued bonus
- Policy loan up to 90% of surrender value
- Optional Critical Illness rider — up to NPR 5,000,000
Eligibility & term
- Entry age
- 18 – 50 years
- Policy term
- 7 to 25 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Nepal Life Insurance
Premium
Quote on request