Coverage
रु. 30 लाख (NPR 30 Lakh)
NPR
Description
Insurance against fire, earthquake, and property damage from a company operating since 1994.
Features
- Fire & allied perils
- Earthquake cover
- Flood cover
- Theft cover
Highlights
- Experienced company
- Mid-range price
- Reliable
Riders
Theft
Burglary and theft cover
Flood
Flood damage cover
Pros & Cons
Pros
- 30+ years of experience in general insurance
- Mid-range pricing with good coverage
- Earthquake + fire + flood available
- Theft cover available as rider
Cons
- −Smaller branch network
- −Theft cover is add-on (not included)
- −Limited online services
- −Slower claim process than larger competitors
Claim Process
- 1Report to NECO office
- 2Submit documents and FIR (for theft)
- 3Surveyor assessment
- 4Settlement after approval
Eligibility
Policy Term1 year (renewable)