बाल शिक्षा बीमा
न्यूनतम बीमाङ्क
रु. 250,000
बीमा अवधि
10–25 वर्ष
विशेष लाभ
मासिक आय (2% बीमाङ्क रकम)
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 2.5 लाख (NPR 2.5 Lakh)
NPR5000000
Description
A participating endowment juvenile plan that protects both the child and the policy owner. Provides lump-sum or monthly income on owner's death, child death benefits, maturity benefit of Face Amount plus reversionary bonuses, and policy loan/surrender options.
Features
- Insures both child and policy owner
- Participating endowment with reversionary bonuses
- Maturity benefit: Face Amount + accrued reversionary bonuses
- Surrender and policy loan facilities; paid-up & automatic premium loan available
Highlights
- Minimum Face Amount: NPR 250,000
- Policy term: 10–25 years
- On owner death: premium waiver + monthly income of (2% of Sum assured)
- Gold and Silver benefits options
Life Insurance Details
Available Riders
Disability Protection Rider Plus (DPR Plus) Upon permanent total disability of Policy Owner, all future premium of base policy and this rider is waived for the entire policy term. Monthly income equal to 2% of the base policy face amount will be paid every month till maturity of the policy.
Personal Accident Rider Benefit This rider pays benefits in case of death, dismemberment, and permanent total disability due to accidents up to the Face Amount.
Critical Illness Rider Benefit This rider pays 100 % or 50 % of Face Amount* coverage if diagnosed with 7 Critical Diseases (Major Cancer, First Heart Attack, Stroke, Benign Brain Tumor, Serious Coronary Artery Disease, Heart Valve Surgery, and Primary Pulmonary Hypertension).
Eligibility
Age21 - 55 years
Policy Term10–25 years