MetLife Nepal
Life Insurance
Popular

Future Care (DPS-Gold)

by MetLife Nepal

Savings + Protection

न्यूनतम वार्षिक प्रिमियम

रु. 12,000

अधिकतम बीमाङ्क

रु. 15,000,000

प्रवेश उमेर

18-54 वर्ष

Premium

रु. 12,000 रु./वर्ष

300000

Coverage

रु. 150 लाख (NPR 150 Lakh)

15000000

Description

Future Care DPS is a savings and protection plan that provides attractive maturity value and substantial accident benefits .Sum assured is determined as Annual Premium x Policy Term and accidental coverage is available up to specified limits.

Features
  • Savings + protection combination
  • Attractive projected maturity values (example yields shown at 7% and 9%)
  • Substantial accidental coverage
  • Option to convert maturity proceeds to life annuity (20-year guaranteed period)
Highlights
  • Entry age: 18–54 years
  • Term: Min 5 yrs, Max 20 yrs
  • Minimum annual premium: NPR 12,000
  • Accidental coverage up to age 65
  • Face Amount = Annual Premium x Policy Term (Max NPR 15,000,000)
  • Pension (annuity) option available
Life Insurance Details

Available Riders

Critical Illness Rider (7 critical illnesses)
Family Protection Rider (Premium waiver on Permanent & Total Disability)
Endowment Maturity Calculator

See what your investment would be worth today if started 20 years ago with this plan.

Select Yearly Premium / वार्षिक प्रिमियम छान्नुहोस्

Total Premium Paid (20 yrs)

रु. 3 लाख

कुल प्रिमियम भुक्तानी

Sum Assured

रु. 187.5 लाख

बीमाङ्क

Accumulated Bonus (20 yrs @ Rs. 60 per 1,000 SA)

+ रु. 225 लाख

संचित बोनस (FY 2080/81)

Estimated Maturity Value / अनुमानित परिपक्वता रकम

13650.0% return

रु. 412.5 लाख

= Sum Assured (रु. 187.5 लाख) + Bonus (रु. 225 लाख)

* Projection based on bonus rate of FY 2080/81 (Rs. 4575 per 1,000 SA). Actual returns may vary. Bonus rates are declared annually and are not guaranteed.

Eligibility
Age18 - 54 years
Policy Term5-20 years